Conventional Loans
Conventional loans are mortgage loans that are not insured or guaranteed by the federal government. They typically offer competitive rates and flexible terms for qualified borrowers.
Key Features
- Down payments as low as 3%
- Competitive interest rates
- Fixed and adjustable rate options
- No upfront mortgage insurance premium
- PMI can be removed at 20% equity
Ideal For
Borrowers with good credit scores (620+), stable income, and the ability to make at least a 3% down payment.
Ready to Get Started?
Contact Shawn Pagano today to discuss your options and find the right loan for your needs.