FHA Loans

FHA loans are insured by the Federal Housing Administration and designed to help first-time homebuyers and those with less-than-perfect credit achieve homeownership.

Key Features

  • Down payments as low as 3.5%
  • Lower credit score requirements (580+)
  • Flexible debt-to-income ratios
  • Gift funds allowed for down payment
  • Assumable loans

Ideal For

First-time homebuyers, borrowers with lower credit scores, or those with limited funds for a down payment.

Ready to Get Started?

Contact Shawn Pagano today to discuss your options and find the right loan for your needs.